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« Ask Eugene | Home | How is the Value of your Palm Coast Home Determined »

Seller financing in the Palm Coast Real Estate Market

By admin | July 3, 2008

Question: What are the benefits of seller financing in the current Palm Coast Real Estate market?

Answer: Seller financing can actually benefit the buyer and the seller, especially in today’s market. Sellers may get a tax break for financing, plus they may also be able to sell when other sellers are having difficulty by offering an alternative financing when conventional loans are hard to come by.

For the seller there are the same risks as any loan. Is this purchaser a good credit risk? Plus will the property hold or gain value enough to protect the seller from default while giving the buyer the oppourtunity to repay the loadn.

When you are considering self financing your Palm coast home you should run a full credit check on the borrower. You should also require full insurance on the property including, fire, flood, hurricane, wind etc.

Self financing can also be very beneficial to the Palm Coast buyer. Self financing can allow the buyer to buy a home, sometimes at better rates, when they otherwise might not be able to get financing. This is expecially true in today’s market.

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